How Online Payment Works

Online payments are getting faster, safer, and more popular. Although you can’t see it, there’s a lot going on behind the screen. Do you know what happens in a few seconds while websites are processing payments? If you don’t, here’s how online payment works:  

Travel-Related Business and Merchant Accounts

When it comes to all types of companies, their business merchant services help them process payments, obtain merchant cash advances, and protect their financial interests. However, some business types often do not get the same rates and advantages as others, based strictly on their industry. Specifically, travel-related businesses, such as travel agents, cruise ships, time shares, and tour agents often struggle to get a merchant bank account, and even if they do, the rates and terms are rather severe.

The Equifax Breach and Your Business

As one of the three major credit monitoring and reporting entities, this organization is tasked with tracking and rating the financial history of consumers. Their reports contribute to crucial financial decisions. For example, if you want to purchase a home or a car, your lender will pull your credit report from one of the three institutions, including Equifax.
Even the interest rate your bank gives you on your credit card is based off of their reporting.

Now That Future’s Passed: A Look Back at 2017 (updated)

“It’s going to get worse before it gets better,” we wrote as 2016 became 2017, citing a Guardian article that had proclaimed our previous year as “The Year of the Hack,” and what it meant for the year ahead, and the years after that — like, for instance, that former “future” we’re living in now.

Breach Days: Equifax and Beyond (updated)

When this post first appeared last summer, we called it “The Breach Days of August,” sounding various alarums from what had been the just concluded Black Hat  conference in Las Vegas (a gathering of mostly “white hat” hackers). In what surely now must strike us a more innocent times, we mentioned
that  CNN Money was reporting  that EMV chip cards — the very things allegedly keeping us safer at point of purchase could perhaps be rewritten to “appear like a chipless card again. This allows them to keep counterfeiting — just like they did before the nationwide switch to chip cards.”

If It’s Wednesday, It Must Be SID4B Training Day! (WebEX Link Inside!)

We’re excited here at AVP Solutions, as Wednesday, April 19th rolls around!
Not because it’s the day after Tax Day (well, maybe a little because of that), but because it’s our long-talked about SID4B Training Day, at last!
Our mission at AVP Solutions has always been to equip our merchants with the most comprehensive services and the highest level of customer service available, and as you know, we’ve been rolling out SmartIDentity for Business (SID4B) to our core suite of services!

Are You Using The Best Card Processing Solutions?

At AVPS, we believe that continued discernment is what sets great entrepreneurs apart from the rest. As we approach tax time, now is the perfect time to take a second look at your options to see if you can get better rates, better service, or simply the peace of mind that you are getting the best provider for your financial needs.

Happy New Year! And In A Time of Breaches, “SID” Is Coming!

Of course, just because the calendar changes, that doesn’t mean the issues, ideas, and economic trends of the previous year suddenly “go away” either. Foremost among those, and something we report on often in this space, are breaches, “hacks,” and the latest frontier of data security — an area that seems like it will only get more “parlous” for those trying to safeguard sensitive,personal data, whether their own, their customers’, or both.

Small Scale Start-Ups Mobile Credit Card Processing

For many people, this time of year brings out that inner-yearning they have for taking their entrepreneurial ideas to the next level. They want to start a business but are hesitant to jump into a significant investment when they have so little experience. However, at AVPS, we believe that the best businesses come from passionate people who scaled their operations smartly. In our incredibly unique economy, they have the ability to explore unusual business models that allow them to give their  ideas a proverbial test drive without
overextending themselves financially.

Payment Solutions for Sole Proprietors—AVPS Can Help Grow Your Business

Sole proprietor businesses help drive our economy, and make up an incredibly diverse pool of talents across all industries. From personal trainers to writers, housekeepers to consultants, independent entrepreneurs bring a wealth of talent and skill to our lives. If you are a sole proprietor, you understand the difficulties you face while being the driving force behind your business. You are the sales, service, marketing, and accounting department wrapped up in one very busy package. At Advanced Payment Solutions, we understand, which is why we can set you up with a retail merchant account and the ability to accept credit cards. Our merchant account solutions help businesses of any size craft the most safe, secure payment processes, while also providing the support they need for success.